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Debt Settlement

Debt Settlement is a legal way to get out of debt. Debt Settlement is as old as the concept of debt itself. The incentive for your creditors to Settle a debt is the certainty that they will collect none of the debt if you file for bankruptcy. Your incentive to Settle is to avoid bankruptcy and to legally Settle your debt for pennies on the dollar. Once you fall behind on your payments, it becomes more and more difficult catch up. Usually your monthly payments will be going almost entirely towards interest. At that rate, you will pay off your debt in 30 to 50 years. The amount of money you will have paid will likely be 20 to 30 times the amount you initially borrowed. The credit card companies have been profiting from consumers with this vicious cycle for years. A Debt Settlement Program can end this cycle and you will be Debt Free 4 years or less.

If you have debt problems, then a Debt Settlement Programs can help you. We are a Debt Settlement Company. We offer a number of programs to help you when you're in financial distress.

Our mission is to help consumers out of financial difficulties by providing education, professional financial services, and customized Debt Settlement Programs.

With our Debt Settlement Programs, our attorney negotiates with your creditors to reduce the amount you owe.

With our Debt Settlement Program, we will settle your debts for pennies on the dollar. This will allow you to get out of debt in 2-4 years, rather than the 30-40 years it would take if you continued to make minimum payments at the higher interest rate. You will make one payment, usually lower than what your current payments are. You will continue to receive regular statements, so you will be able to keep track of the payments to each creditor.

In our Debt Settlement Program, our attorney negotiates with your creditors to settle your debts, usually for 40% to 60% of what is owed, which allows you to pay them off sooner.

One of the benefits of our Debt Settlement Programs is that all of your accounts are combined into one lower monthly payment, which can be set up as an automatic withdraw from your checking or savings account.

GET STARTED NOW! Fill out the free information form or call Toll Free 1-877-353-9792 for a FREE consultation today!

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Frequently asked Debt Settlement Questions

Is Debt Settlement Legal?

Debt Settlement is the legal process where your debts are Settled for your for less than you owe and is practiced legally. Without the option of Debt Settlement many consumers would have no choice but to file bankruptcy. Keep in mind that even though we are substantially reducing what you owe your creditors, they will still be recovering a portion of the original debt. In bankruptcy these creditors would receive nothing, so Debt Settlement is a win-win situation for both you and your creditors.

How does Debt Settlement reduce my debts?

We will Settle with the creditors on your behalf. Our goal is to reach Settlements with your creditors on any unsecured debts, which you have contracted us to Settle. This is accomplished through a series of negotiations with your creditors to secure settlements which substantially reduce the amount owed. We are usually able to reduce the total amount owed to pennies on the dollar, including all fees and payments.

How does Debt Settlement compare to bankruptcy?

Bankruptcy was designed to be a consumer's last resort and has a devastating effect on your credit rating that lasts for twelve years. A Debt Settlement Program is an effective alternative to bankruptcy that provides you with financial freedom without the long-term effects and social stigma associated with a bankruptcy filing.

What happens when we have a Settlement?

Once a Settlement with one of your creditors has been completed, we will notify you via your email and via phone to let you know that one of your debts has been successfully Settled.

Will I continue to get calls and correspondence from my creditors?

Once you are accepted into our Debt Settlement program, you will direct all correspondence to our Debt Settlement team. Keep in mind that there is no law that prevents creditors from sending written correspondence to you. Do not be afraid to read these letters. In fact, it is important that you read each letter carefully as you are certain to get Settlement offers from your creditors as a result of your admittance to our Debt Settlement program. These Settlement letters and any other letter of concern should be forwarded to our Customer Service Department.

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March 11, 2010

Watch the above video to see the predatory tactics of the Big Credit Card Companies. Are you a victim?

Congress recently passed legislation to stop the Credit Card Companies' predatory practices. Watch the above video to see how they are using the loopholes in the new law to take more of your money!

The Credit Card Companies got their bailout. Let us help you get yours!

Most Recent Debt Settlement Results

Original Creditor: BANK OF AMERICA
Account No: xxxx-xxxx-xxxx-x386
Account Balance: $8,967.47
Settlement Amount: $3,000.00
Amount Saved: $5,967.47

Original Creditor: BANK OF AMERICA
Account No: xxxx-xxxx-xxxx-x763
Account Balance: $19,001.03
Settlement Amount: $8,400.00
Amount Saved: $10,601.03

Original Creditor: HSBC BANK USA
Account No: xxxx-xxxx-xxxx-x001
Account Balance: $575.04
Settlement Amount: $230.02
Amount Saved: $345.02

Original Creditor: BANK OF AMERICA
Account No: xxxx-xxxx-xxxx-x952
Account Balance: $23,459.92
Settlement Amount: $3,816.00
Amount Saved: $19,643.92

Original Creditor: GE MONEY BANK
Account No: xxxx-xxxx-xxxx-x683
Account Balance: $13,984.00
Settlement Amount: $3,500.00
Amount Saved: $10,484.00

Original Creditor: BANK OF AMERICA
Account No: xxxx-xxxx-xxxx-x822
Account Balance: $16,7821.61
Settlement Amount: $2,718.00
Amount Saved: $14,064.31

Original Creditor: BANK OF AMERICA
Account No: xxxx-xxxx-xxxx-x835
Account Balance: $12,121.31
Settlement Amount: $4,849.00
Amount Saved: $7,272.31

Original Creditor: AMERICAN EXPRESS
Account No: xxxx-xxxxx-xx005
Account Balance: $21,390.05
Settlement Amount: $14,750.00
Amount Saved: $6,640.05

Original Creditor: CITIBANK
Account No: xxxxxxxxxxxx001
Account Balance: $13,336.19
Settlement Amount: $2,667.24
Amount Saved: $10,668.95

Original Creditor: ADVANTA BANK
Account No: xxxx-xxxx-xxxx-x944
Account Balance: $18,947.78
Settlement Amount: $5,700.00
Amount Saved: $13,247.78

Original Creditor: CAPITAL ONE
Account No: xxxxxxxxxxxxxx788
Account Balance: $7,537.14
Settlement Amount: $3,700.00
Amount Saved: $3,837.14

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Yahoo! News Search Results for Debt

03/11/2010 12:14 AM
U.S. dollar still rules, but debt level a risk: S&P (Reuters via Yahoo! News)
The U.S. dollar is still the most important world currency, Standard & Poor's said on Thursday, but added that rising levels of U.S. debt and dependence on foreigners to finance much of pose risks to the currency's primacy.

03/10/2010 05:46 PM
Britain confronts debt of Greek proportions (AP via Yahoo! News)
Government debt is growing, as is the deficit. The economy is struggling to get out of recession and there is talk of spending cuts or higher taxes. The unions are on edge. And the currency is plummeting.

03/10/2010 01:32 PM
Dumping Debt On The Next Generation Is Fine (Forbes)
It's good demagoguery but bad economics to curse the practice of saddling future generations with debt. By now we should be used to it.

03/10/2010 01:46 PM
Airgas debt offer gets investment-grade ratings (AP via Yahoo! News)
Two ratings services have given investment-grade ratings to an Airgas Inc. plan to raise $250 million from a debt offering.

03/10/2010 01:21 PM
Lower credit card debt traced mainly to charge-offs (USA Today)
Consumers fell further behind on bills in 2009, causing a surge in debt charge-offs, says Odysseas Papadimitriou, CEO of CardHub.com.

03/10/2010 01:35 PM
AIG aircraft unit debt offering has strength (AP via Yahoo! News)
International Lease Finance Corp., the aircraft-leasing unit of American International Group Inc., is looking to raise $1.3 billion in loan offerings as it seeks new funds to help repay some of its debt.

03/11/2010 12:21 AM
Oaktree Poised to Take Over Almatis in Debt-For-Equity Exchange (Bloomberg)
March 11 (Bloomberg) -- Oaktree Capital Management LLC , the investment fund with about $73 billion under management, is set to take control of Almatis from Dubai International Capital LLC under the terms of a $1 billion debt restructuring.

03/10/2010 11:51 PM
Dubai to Present Debt Terms to U.A.E. Banks Today, National Says (Bloomberg)
March 11 (Bloomberg) -- Dubai World may present its "first concrete proposals" to United Arab Emirates banks today as part of its debt restructuring plan, The National reported, citing sources familiar with the matter.

03/11/2010 01:41 AM
Britain's debt crisis (New York Post)
Government debt is growing, as is the deficit. The economy is struggling to get out of recession and there is talk of spending cuts or higher taxes. The unions are on edge. And the currency is plummeting. The country is not Greece -- but Britain, almost six times bigger, racking...

03/10/2010 08:21 PM
Dubai Made Progress in Debt Talks, U.K. Minister Says (Update3) (Bloomberg)
March 10 (Bloomberg) -- Dubai World, the state-owned holding company seeking to renegotiate terms on $26 billion of debt, made “some progress” in talks with creditors, U.K. Trade Minister Mervyn Davies said.