Effective Date: January 2, 2025
These Terms and Conditions (“Terms”) govern your use of BeDebtFreeNow.org (“we,” “us,” “our,” or “the Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site.
Use of the Site
The Site is intended to provide general educational information about debt relief options. You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:
- Violate any applicable federal, state, or local law or regulation
- Impersonate any person or entity, or misrepresent your affiliation
- Attempt to interfere with the Site’s security or functionality
- Use automated means (such as bots or scrapers) to access the Site without permission
No Financial or Legal Advice
The content on BeDebtFreeNow.org is for informational purposes only. We are not a law firm, financial institution, or debt relief company, and we do not provide legal, tax, credit repair, or financial advice. Any reliance on the information provided is at your own risk. You should consult with qualified professionals before making financial or legal decisions.
Third-Party Services
The Site may connect you with independent third-party debt relief providers. We are not responsible for the services or policies of those providers. Any agreements you enter into are solely between you and the third party. We do not guarantee results, and we make no warranties regarding third-party services.
Intellectual Property
All content on the Site, including text, graphics, logos, and design elements, is the property of BeDebtFreeNow.org or its licensors and is protected by intellectual property laws. You may not copy, distribute, or create derivative works without prior written consent, except for personal, non-commercial use.
Limitation of Liability
To the fullest extent permitted by law, BeDebtFreeNow.org and its owners, affiliates, employees, and partners disclaim all liability for damages of any kind arising from your use of the Site, reliance on its content, or interaction with third-party providers. This includes direct, indirect, incidental, consequential, or punitive damages.
Indemnification
You agree to indemnify and hold harmless BeDebtFreeNow.org, its affiliates, and their respective officers, employees, and agents from any claims, liabilities, damages, or expenses (including attorneys’ fees) arising out of your use of the Site or violation of these Terms.
Changes to the Terms
We may update these Terms from time to time. Any changes will be effective when posted on this page, and your continued use of the Site constitutes acceptance of those changes. Please review this page periodically.
Governing Law
These Terms are governed by and construed in accordance with the laws of the United States and the state in which the site is operated, without regard to conflict of law principles.
Contact Us
If you have questions about these Terms, please use our Contact Us page.
